Protect Your Harvest, Secure Your Future
Farmers in Kenya face growing impacts of climate change. Our customized crop insurance solutions protect against droughts, floods, pests, and more.
Why Crop Insurance?
With approximately 70% - 80% of Kenya's land classified as arid and semi-arid (ASALs), and roughly 98% of agricultural production being rainfed, cropping systems are highly sensitive to changing climatic patterns.
Birdview Microinsurance offers customized insurance solutions for crop farming, tailored to each crop whether it's wheat, maize, barley, rice, tea, coffee, avocados, sugarcane, tobacco, horticultural crops, floriculture, or tree crops.
Why do you need Crop Insurance?
Provides a fallback for financial recovery from natural disasters and volatile market fluctuations
Pay equipment providers and landlords even after crop failure
Purchase production inputs for the next season
Confidence to make long-term investments in your farm
Greater access to agriculture credit - policy document accepted by financing institutions as alternative security
Crops We Insure
Maize
Wheat
Barley
Rice
Beans
Tea
Coffee
Sugarcane
Avocados
Horticulture
Floriculture
Tree Crops
Additional crops covered: Sorghum, millets, pulses (green grams, cow peas), cotton, sisal, pyrethrum, fruit trees, greenhouse crops, and plantation/perennial crops.
*Forestry and Sugarcane covered for accidental fire only
Insurable Perils
Drought
Hail Damage
Frost Damage
Fire
Windstorm
Excessive Rainfall
Malicious Damage
Flooding
Pests & Diseases
How does Birdview distribute Crop Insurance?
Distribution through:
- Lending Institutions
- SACCOs
- Farmer organized groups
- Agriculture aggregators
What type of Insurance will suit my crops?
The type of crop being covered determines the type of insurance cover:
- Multi-peril insurance
- Area yield insurance
- Index insurance
The rate is determined by acreage, cost of input/production, and aggregation method. Birdview provides access to digital & parametric insurance technologies that are accurate and convenient for the farmer.
How are claims paid?
Traditional Claims Process
- Claims paid upon loss, damage, or fire of insured crop
- Loss adjuster verifies damage before payout
- Farmers must report losses within 72 hours
- Payout based on coverage level, deductible, and yield loss
Index-Based Claims Process
- Automatic payouts when predefined weather, satellite, or area-yield metrics are met
- No individual farm inspections required
- Compensation calculated based on difference between guaranteed and actual yield/revenue
- Payouts done directly to farmer or through lending institution
What do I need to do to obtain a crop insurance cover?
Simply contact our customer care team at +254 742 222 888and we shall give you a call to discuss your specific crop insurance needs.
Why Choose Birdview
Fast Claims
Quick and hassle-free claims process
Reliable Protection
Trusted by thousands of farmers
Farmer Focused
Tailored solutions for your crops
Nationwide Support
Coverage across Kenya
Still Have Questions?
Our team is ready to help you understand the coverage and choose the best plan for your crops.